Eligible employees may qualify for guaranteed acceptance coverage only during the enrollment window.

Comprehensive coverage in your home, your community, assisted living facility or nursing home.

All plans are fully portable. If you leave your employer, you can take your plan with you.

No gender-based pricing which means applicants do not pay higher premiums based on their gender.

You can access the death benefit while living should you need long-term care services.

Even if you use some long-term care benefits, a death benefit may be paid to your family.

Benefits received are tax-free.

Policyholders who enroll in the Life Insurance + Long-Term Care plan also get one free month of Cariloop care coaching per calendar year.